Some of Pinterest's best personal finance advice! On this board, you'll find all sorts of budgeting advice, money saving tips, retirement information, investing…
If you could give yourself some of the best personal finance hacks in your early 20s, what would they be? Like a lot of young people, we made some regrettable financial mistakes. Most people in their 20s don’t really understand the value of money. If you have been putting off saving and investing, these are some of the best financial hacks I wish I knew in my 20s.
It is possible for you to get out of debt when you’re broke and still be able to enjoy yourself a bit during the process.You can get out of debt when you’re broke, it is just going to take a few small changes that you can make over the next few weeks and start making progress towards being better financially. Let’s dig in to how to get out of debt when you’re broke, and start changing your life!
Not having enough money to make it to the end of the month is one of the worst feelings I’ve ever experienced. A while back I wrote a blog post about what you should if you’re struggling to pay your bills and it really made me think about the kinds of habits that cause people to end up in that position in the first place.
You don’t make enough money, you can’t get a promotion, you have debt. These are all reasons you’re broke but may not be the actual root cause. It all stems down to our day to day behaviours and the things we do that can keep us in financial ruins and it’s important to focus our energy on changing these behaviours and getting rid of bad money habits.
When you wake up every day wondering how you’re going to pay your rent this month because you spent too much money on tacos, it can really take a toll on your mental health and cause a ton of financial stress.Thankfully, there are some simple changes you can make to help you figure out how to stop being broke so you can make financial progress and change your life.
Your debt is growing, but your income stays alarmingly small?You have no idea how you can make ends meet and pay off a past financial mistake that keeps getting worse?You feel doomed and your anxiety levels are rising dangerously high every time you get close to checking your bank statements. Do not despair. I am here to help you get on the road to financial freedom by taking control of your debt even with a small income.
You realized that your monthly budget has not been working out for you as you had hoped?Or maybe you have never thought much about making a budget and need some guidance on how to start?And, of course, like so many of us you get paid bi-weekly, which can add some stress, anxiety and confusion to making sense of your financial matters.Do not worry, I am here for you with a step-by-step guide to get you started on taking control of your bill payments and budget concerns.
Have things not really gone according to plan and your debt has gotten a little out of control?You have decided to tackle your debt problem, but are not sure where to start?You are in good hands. I’m here to give you guidance on how to begin taking control of your debt and unburdening yourself from the strains of financial stress.Read below for 11 tips to get started on your debt management.
Before we dig into the positives and negatives about buying your first home, please consider that you don’t need to go down a traditional life path if you don’t want to, you can buy a van and live in that if you want! Don’t feel pressure to buy a home if you don’t want that life.Also, if you’re saving for your home down payment, you can use this savings tracker to watch it grow!
We’ve worked to provide a sort of library that included information in various budgeting methods to give you the knowledge you need to make informed decisions and decide what might work best for you. Below I will break down the method of the glass jar budgeting method in 5 easy steps.
Living on a limited income can be challenging. You might feel like you cannot afford anything and you will be stuck pinching pennies and being miserable for the foreseeable future. Do not give up so quickly. Life is never as black and white as we fear. There are plenty of options and choices we can make that can help us stay on budget without making us feel like we are living the life of a secluded nun (or monk). Below I have listed 15 ways to live frugally, but not punishingly.
You have made the decision to tackle your debt and pay it off. Good for you!Now come the obstacles you must face, among them the possibility that your motivation might be running low, making it difficult to keep going.Do not give up hope. I am here to help you stay on target and get you through this. Below I listed 11 tips on how to keep yourself motivated when it really gets tough.
Budgeting is hard. Sticking to a budget is even harder. I know. I have been there as a starving university student trying to make ends meet and as part of a one-income household and still have enough money in the bank to pay off that student debt.There are no magic tricks that make you a budgeting guru overnight, but there are a few ways to trick ourselves into learning how to become stricter with our spending habits without feeling like we are punishing ourselves.
Creating a budget that allows you to save enough money to put aside for next month’s bills is a great way to jump start taking control of your financial future.It will take a lot of stress and anxiety off your shoulders and allows you to become a little more organized with your money, which has huge and positive implications for your (and your family’s) future.Below I have listed 7 steps to get you started.
You love the method of using envelopes to keep track of your spendings and to budget, but the idea of walking around town with cash makes you uncomfortable. I understand that especially for a woman, who chooses to go on a shopping spree alone to have some well-deserved me-time this may pose a potentially dangerous situation.
In this article I want to take the opportunity to help you get familiar with the debt avalanche method that can help you pay down your debt, while saving you a lot of money in the long run.Read on to find out what the debt avalanche method is and how to implement it into your debt reduction and elimination.
Have you ever thought about those little things you buy on a daily basis? Those things you don’t even think about anymore, because they are so ingrained, they have become second nature?Those are usually the things that suck up the money you could be putting aside for a rainy day or that vacation you have been dreaming about.What are those little spending I’m talking about? Read on. Below I have listed 9 ways you waste your money without even knowing it.