When we first started using budgets we failed. The main reason? We were missing important budget categories, and we often had additional expenses we hadn’t planned for. Not only did this mess up our allocations, it was
It can feel a little overwhelming to create a budget for the first time. As a beginner, you’re wondering how to create a budget that actually works for your life and not just follow some template that’s meant as a one-size-fits-all solution. Because here’s the truth, no two budgets are alike. There may be similarities […]
Want to know how much you should be saving? How about if you are overspending on rent? Personal finance guru, Dave Ramsey, lays out the ideal household budgeting categories to get your monthly budget on track! Whether you want to save more money or are looking to become debt free, there is something here for everyone!
30-30-30-10 budget explained. If you are new to budgeting and need to get started, check out this post to see if this budget will work for your lifestyle. Learn how to divide your money up so you can pay expenses and pay down debt easily. Plus cut spending and live below your means with this budget example so you can save for your future.